Bank Of Baroda Bank FD Interest Rates < Rs.3 crore
Bank Of Baroda FD Interest Rates w.e.f 14/10/2024 : –
| Tenure | Annual Interest Rates(%)(General) | Annual Interest Rates ( % ) (Senior Citizens) |
|---|---|---|
| 7 days to 14 days | 4.25 % | 4.75 % |
| 15 days to 45 days | 4.50 % | 5.00 % |
| 46 days to 90 days | 5.50 % | 6.00 % |
| 91 days to 180 days | 5.60 % | 6.10 % |
| 181 days to 210 days | 5.75 % | 6.25 % |
| 211 days to 270 days | 6.25 % | 6.75 % |
| 271 days to less than 1 year | 6.50 % | 7.00 % |
| 1 year | 6.85 % | 7.35 % |
| Above 1 year to 399 days | 7.00 % | 7.50 % |
| 400 days | 7.30 % | 7.80 % |
| 401 days to 2 years | 7.00 % | 7.50 % |
| Above 2 years to 3 years | 7.15 % | 7.65 % |
| Above 3 years to 5 years | 6.80 % | 7.40 % |
| Above 5 years to 10 years | 6.50 % | 7.50 % |
Bank Of Baroda Savings Bank account interest rate: –
Bank Of Baroda Savings Account Interest rates table (Effective from 27/02/2024 ):-
| Interest Rate Slab on O/s Balance | Interest Rates |
|---|---|
| Upto Rs. 1.00 lakh | 2.75 |
| Above Rs 1.00 Lakh to less than Rs. 10 Crores | 2.75 |
| Rs. 10 Crores and above to less than Rs. 50 Crores | 2.75 |
| Rs. 50 Crores and above to less than Rs. 100 Crores | 3.00 |
| Rs.100 Crore and above to less than Rs.200 Crores | 3.00 |
| Rs 200 crores and above to less than Rs 500 crores | 3.05 |
| Rs 500 crores and above to less than Rs 1,000 crores | 4.10 |
| Rs 1,000 crores and above | 4.50 |
You can open a Savings Bank account with Bank Of Baroda online by clicking here.
Bank Of Baroda Digital Fixed deposit: –
What is it?
A digital fixed deposit is a deposit which you can do online, from the comfort of your home, without having to visit a bank branch. It is a new product, in which you can invest with the freedom to choose the best interest rates and the Banks that provide them. The process is completely paperless, which you can complete in within minutes. There is no need to open a savings bank account with the banks. With some basic documents and video KYC you can complete all the steps towards your investment.
Advantages and Benefits of digital fixed deposits: –
- You can open it in minutes with basic documentation (Aadhaar and PAN) submitted online.
- No need to have a savings bank account with Bank Of Baroda. You only need a valid email address.
- You can open FD with a minimum amount of Rs.1,000/-. Maximum amount is unlimited.
- Choose between callable and non-callable (No premature withdrawal allowed) Fixed Deposits.
- Move funds seamlessly from your existing savings account to book the FD via UPI.
- Complete end to end digital process with video KYC.
- Minimum tenure of 7 days. Maximum 10 years.
- You can control your FD using the Bank Of Baroda mobile banking app. You will get the receipt of your booked FD in your email.
- You can add a nominee to your FD during the booking process or by using the banks mobile app later.
- Overdraft facility is available against your FD.
- Senior citizens (above 60 years) will enjoy additional interest on their investments.
- Premature withdrawal can be made. Amount will be credited back to the funding source on premature withdrawal or on maturity.
- Multiple interest payout options available. You can choose monthly, quarterly or at maturity.
- You can foreclose your FD anytime using the app or visiting the nearest branch.
Criteria to open digital FDs: –
- You can be a resident or non-resident Indian with at least 18 years of age.
- You should be a valid PAN and AADHAAR card holder.
- Your mobile number is linked to your Aadhaar card.
- Your PAN number should also be linked to your Aadhaar card.
- A valid email address.
- Your Digital FD can be booked in a single name and not jointly along with another individual.
Book a Digital Fixed Deposit from Bank Of Baroda:-
To book a digital FD online, visit the Bank Of Baroda official website Here.
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