Ujjivan Small Finance bank Fixed Deposit Interest Rates < Rs.3 crore
- Ujjivan Small Finance Bank FD Interest Rates w.e.f 24/04/2025 : –
- Ujjivan Small Finance Bank account interest rate:-
- Ujjivan Small Finance Bank Digital Fixed deposits:-
- Advantages and Benefits of digital fixed deposits: –
- Criteria to open digital FDs: –
- Book a Digital Fixed Deposit from Ujjivan Small Finance Bank :-
Ujjivan Small Finance Bank FD Interest Rates w.e.f 24/04/2025 : –
Tenure | Interest Rate |
|---|---|
| 7 days to 29 days | 3.75% |
| 30 days to 89 days | 4.25% |
| 90 days to 180 days | 4.75% |
| 6 months to < 12 months | 7.00% |
| 12 months to < 18 months | 7.90% |
| 18 months | 8.05% |
| 18 months 1 day to 990 days | 7.75% |
| 991 days to 60 months | 7.20% |
| 60 months 1 day to 120 months | 6.50% |
Ujjivan Small Finance Bank account interest rate:-
Ujjivan Small Finance Banks Savings Account Interest rates table (Effective from 24th April 2025) :-
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 3.00% |
| > ₹1 lakh to ₹5 lakhs | 5.00% |
| > ₹5 lakhs to ₹10 lakhs | 6.25% |
| > ₹10 lakhs to ₹50 lakhs | 7.25% |
| > ₹50 lakhs | 7.50% |
Please note the following points w.r.t savings account:
- Interest is calculated on day-end balances maintained in the savings account and paid out on a quarterly basis.
- The higher interest rate will be applied and paid basis the balances maintained as per slabs.
You can open a Savings Bank account with Ujjivan Small Finance Bank online by clicking here.
Ujjivan Small Finance Bank Digital Fixed deposits:-
What is it?
A digital fixed deposit is a deposit which you can do online, from the comfort of your home, without having to visit a bank branch. It is a new product, in which you can invest with the freedom to choose the best interest rates and the Banks that provide them. The process is completely paperless, which you can complete in within minutes. There is no need to open a savings bank account with the banks. With some basic documents and video KYC you can complete all the steps towards your investment.
Advantages and Benefits of digital fixed deposits: –
- You can open it in minutes with basic documentation (Aadhaar and PAN) submitted online.
- No need to have a savings bank account with Ujjivan Small Finance Bank You only need a valid email address.
- You can open FD with a minimum amount of Rs.1,000/-.
- Move funds seamlessly from your existing savings account to book the FD via UPI.
- Complete end to end digital process with video KYC.
- Minimum tenure of 6 months. Maximum 10 years.
- You can control your FD using the AU Small Finance mobile banking app. You will get the receipt of your booked FD in your email.
- You can add a nominee to your FD during the booking process or by using the banks mobile app later.
- Overdraft facility is available against your FD.
- Senior citizens (above 60 years) will enjoy additional 0.50% p.a interest on their investments.
- Premature withdrawal can be made. Amount will be credited back to the funding source on premature withdrawal or on maturity. No penalty above six months for premature withdrawals.
- Multiple interest payout options available. You can choose monthly, quarterly or at maturity.
- You can foreclose your FD anytime using the app or visiting the nearest branch.
Criteria to open digital FDs: –
- You can be a resident or non-resident Indian with at least 18 years of age.
- You should be a valid PAN and AADHAAR card holder.
- Your mobile number is linked to your Aadhaar card.
- Your PAN number should also be linked to your Aadhaar card.
- A valid email address.
- Your Digital FD can be booked in a single name and not jointly along with another individual.
Book a Digital Fixed Deposit from Ujjivan Small Finance Bank :-
To book a digital FD online, visit the Ujjivan Small Finance Bank official website Here.
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