Federal Bank Fixed Deposit Interest Rates < Rs.3 crore
Federal Bank Fixed Deposit Interest Rates w.e.f 10/01/2025:-
| Tenure | Annual Interest Rates(%)(General) | Annual Interest Rates ( % ) (Senior Citizens) |
|---|---|---|
| 7 days to 29 days | 3.00 % | 3.50 % |
| 30 days to 45 days | 3.50 % | 4.00 % |
| 46 days to 180 days | 5.50 % | 6.00 % |
| 181 days | 6.50 % | 7.00 % |
| 182 days to 270 days | 6.25 % | 6.75 % |
| 271 days to less than 1 year | 6.50 % | 7.00 % |
| 1 year | 7.00 % | 7.50 % |
| Above 1 year to 399 days | 7.25 % | 7.75 % |
| 400 days | 7.35 % | 7.85 % |
| 401 days to 443 days | 7.25 % | 7.75 % |
| 444 days | 7.50% | 8.00 % |
| 445 days to less than 2 years | 7.25 % | 7.75 % |
| 2 years to 776 days | 7.15 % | 7.65 % |
| 777 days | 7.40 % | 7.90 % |
| 778 days to less than 3 years | 7.15 % | 7.65 % |
| 3 years to less than 50 months | 7.10 % | 7.60 % |
| 50 months | 7.40 % | 7.90 % |
| Above 50 months to 5 years | 7.10 % | 7.60 % |
| Above 5 years | 6.60 % | 7.10 % |
Federal Bank Savings Bank account interest rate w.e.f 16/12/2024: –
| Slab | End of the Day Balance | Rates of interest (p.a) |
|---|---|---|
| 1 | Upto and including ₹1L | 3.00% – uniform rate |
| 2 | Above ₹1L to less than ₹40Cr | 3.00% for balance less than ₹50L |
| 3.75% for balance of ₹50L to less than ₹2Cr | ||
| 4.00% for balance of ₹2Cr to less than ₹5Cr | ||
| 5.50% for balance of ₹5Cr to less than ₹40Cr | ||
| 3 | ₹40Cr to less than ₹150Cr | 3.00% for balance upto ₹1L |
| 7.00% for balance above ₹1L to less than ₹150Cr | ||
| 4 | ₹150Cr to less than ₹300Cr | 3.00% for balance upto ₹1L |
| 5.75% for balance above ₹1L to less than ₹300Cr | ||
| 5 | ₹300Cr and above | 3.00% for balance upto ₹1L |
| 3.50% for balance above ₹1L |
The rates as mentioned above will be calculated on the daily End of the Day balances maintained in Savings Bank accounts (Resident/NRE/ONR) and the same will be credited to respective accounts on a quarterly basis.
To open an online Federal Bank Savings bank account, click here.
Point to note: –
There is a facility to open an Federal Bank savings account online. As of now, you cannot open a digital fixed deposit directly with Federal Bank. You must have a savings bank account, in order to open a fixed deposit account with Federal Bank. Having a savings bank account with internet and mobile banking enabled, you can book your fixed deposits from the comfort of your home, without having to visit the branch
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