The common topic of discussion among us may be about food, travel, some events or people etc. etc. Discussing about personal finance is less frequent among us, between friends or relatives.
While planning to invest or save, a person usually goes to a financial advisor who is a professional. He may be good, but can he really justify your concerns, your needs and give you an honest suggestion? It may be that his profit motive may overrule your needs. It is true that no other person other than you yourself can fully comprehend your needs and necessities.
On other occasions, when we visit a doctor, a lawyer or an engineer we are left with little choice . We have to believe on their advice as because they all belong to a specialist field. It is very difficult for us to get a quick idea in those fields. In case of financial planning, with a little bit of knowledge, you can make your own decisions. At least, even if you take advice from a professional you can understand whether it is good for you or not. Our intent is to give you some idea and concept about financial planning . With which you can start focusing on your finances for a better tomorrow.
You see, when I started my career there was no one who advised me how to manage my finances. Some recent events in my life taught me the importance of financial planning the hard way. I am professionally not from a financial background and all the content that you will find here are gathered from my deep interest in this subject. I hope that anyone who manages his personal finances well may find some value while reading these topics. They may also share their thought and experiences with us.
In the series of blogs, you may find many information, hacks, tips and tricks which will help you to manage your own money effectively. As teachers during our school days helped us with our subjects, but we had to give our exams ourselves. Similarly, we will try to empower you to make informed decisions with your money.