Indusind Bank Fixed Deposit Interest Rates < Rs.3 crore
- Indusind Bank Fixed Deposit Interest Rates w.e.f 26/11/2024 : –
- Indusind Savings Bank account interest rate : –
- Indusind Bank Instant Fixed deposit: –
- Advantages and Benefits of Instant digital fixed deposits: –
- Criteria to open Instant digital FDs: –
- Book a Instant Digital Fixed Deposit from Indusind Bank:-
Indusind Bank Fixed Deposit Interest Rates w.e.f 26/11/2024 : –
| Tenure | Annual Interest Rates (%)(General) | Annual Interest Rates (%) (Senior Citizens) |
|---|---|---|
| 7 days to 14 days | 3.50 % | 4.00 % |
| 15 days to 30 days | 3.50 % | 4.00 % |
| 31 days to 45 days | 3.75 % | 4.25 % |
| 46 days to 60 days | 4.75 % | 5.25 % |
| 61 days to 3 months | 4.75 % | 5.25 % |
| 91 days to 120 days | 4.75 % | 5.25 % |
| 121 days to 180 days | 5.00 % | 5.50 % |
| 181 days to 210 days | 5.85 % | 6.35 % |
| 211 days to 269 days | 6.10 % | 6.60 % |
| 270 days to 354 days | 6.35 % | 6.85 % |
| 355 days to 364 days | 6.50 % | 7.00 % |
| 1 year to less than 15 months | 7.75 % | 8.25 % |
| 15 months to less than 16 months | 7.75 % | 8.25 % |
| 16 months to less than 17 months | 7.75 % | 8.25 % |
| 17 months to less than 18 months | 7.75 % | 8.25 % |
| 18 months to 2 years | 7.75 % | 8.25 % |
| Above 2 years to less than 30 months | 7.25 % | 7.75 % |
| 30 months to less than 31 months | 7.25 % | 7.75 % |
| 31 months to 39 months | 7.25 % | 7.75 % |
| Above 39 months to less than 61 months | 7.25 % | 7.75 % |
| 61 months and above | 7.00 % | 7.50 % |
Indusind Savings Bank account interest rate : –
Indusind Bank’s Savings Account Interest rates table for Domestic/Non Resident (NRO/NRE) (Effective from 26th November 2024 ):-
| Amount | Interest Rates(%) |
|---|---|
| Daily balance up to ₹1 Lakh | 3.00% |
| Daily balance above ₹1 Lakh up to ₹5 Lakhs | 4.00% |
| Daily balance above ₹5 Lakh up to ₹10 Lakhs | 6.00% |
| Daily balance above Rs. 10 Lakh Upto Rs. 5 Crs | 7.00% |
| Daily balance above Rs. 5 Crs Upto Rs. 100 Crs | 7.00%* |
To open an Online Savings Bank account at Indusind Bank, Click here.
Indusind Bank Instant Fixed deposit: –
What is it?
A digital fixed deposit is a deposit which you can do online, from the comfort of your home, without having to visit a bank branch. It is a new product, in which you can invest with the freedom to choose the best interest rates and the Banks that provide them. The process is completely paperless, which you can complete in within minutes. There is no need to open a savings bank account with the banks. With some basic documents and video KYC you can complete all the steps towards your investment.
Advantages and Benefits of Instant digital fixed deposits: –
- You can open with basic documentation (Aadhaar and PAN) submitted online.
- No need to have a savings bank account with Indusind Bank. You only need a valid email address.
- You Can open FD with a minimum amount of Rs.10,000/-. Maximum amount is Rs 90,000/-.
- Move funds seamlessly from your existing savings account to book the FD via UPI.
- Complete end to end digital process with video KYC. You can also complete the KYC process online.
- Minimum tenure of 6 months. Maximum 10 years.
- You can control your FD using the IDFC First mobile banking app. You will get the receipt of your booked FD in your email.
- You can add a nominee to your FD during the booking process.
- Premature withdrawal can be made. You can foreclose your FD anytime using the app or visiting the nearest branch.
Criteria to open Instant digital FDs: –
- You should be a resident Indian with at least 18 years of age.
- You should be a valid PAN and AADHAAR card holder.
- Your mobile number is linked to your Aadhaar card.
- Your PAN number should also be linked to your Aadhaar card.
- A valid email address.
- KYC if not done during opening of the FD, should be completed within the stipulated period of 11 months, else the Bank will prematurely close the FD giving a notice period of 30 days.
- You should be located in India.
- Your Digital FD can be booked in a single name and not jointly along with another individual.
- You can open only a single digital FD. Only after KYC and opening a savings bank account, any number of FDs can be opened.
Book a Instant Digital Fixed Deposit from Indusind Bank:-
To book a Instant FD online, visit the Indusind Bank official website Here.
Please share this blog to your loved ones