AU Small Finance Bank FD Interest Rates < Rs.3 crore
Table of contents:-
- AU Small Finance Bank FD Interest Rates w.e.f 16/04/2025 : –
- AU Small Finance Savings Bank account interest rate : –
- AU Small Finance Bank Digital Fixed deposit: –
- Advantages and Benefits of digital fixed deposits: –
- Criteria to open digital FDs: –
- Book a Digital Fixed Deposit from AU Small Financet Bank :-
AU Small Finance Bank FD Interest Rates w.e.f 16/04/2025 : –
| Tenure | Annual Interest Rates(%)(General) | Annual Interest Rates (%) (Senior Citizens) |
|---|---|---|
| 7 days to 1 month 15 days | 3.75 % | 4.25 % |
| 1 month 16 days to 3 months | 5.50 % | 6.00 % |
| Above 3 months to 6 months | 5.75 % | 6.25 % |
| Above 6 months to 1 year | 7.00 % | 7.50 % |
| Above 1 year to 15 months | 7.60 % | 8.10 % |
| Above 15 months to less than 18 months | 7.40 % | 7.90 % |
| 18 months | 7.75 % | 8.25 % |
| Above 18 months to 2 years | 7.50 % | 8.00 % |
| Above 2 years to 3 years | 7.50 % | 8.00 % |
| Above 3 years to 45 months | 7.50 % | 8.00 % |
| Above 45 months to less than 5 years | 7.25 % | 7.75 % |
| 5 years to 10 years | 7.25 % | 7.75 % |
AU Small Finance Savings Bank account interest rate : –
AU Small Finance Bank’s Savings Account Interest rates table (Effective from 16th April 2025 ):-
| Savings Account Incremental amount slab | Rate of Interest applicable (per annum) |
|---|---|
| Balances less than INR 5 Lacs | 3.00% |
| Balances from INR 5 Lac to less than INR 10 Lacs | 5.00% |
| Balances from INR 10 Lacs to less than INR 25 Crore | 7.00% |
Please note the following points w.r.t savings account:
- Savings Account interest will be calculated on a daily basis & paid at monthly intervals (i.e. at the end of each month).
- Interest rates mentioned are applicable for the incremental balances that are present corresponding to the amount slab mentioned.
- **For Savings Account Interest Rates on incremental balances of INR 25 Crores & above, please contact your Branch or Relationship Manager.
- For example: If the total balance is INR 4 Crores, then the following grid will be applicable:
- For balances of INR 1 to INR 99,999 : 3.00%
- For incremental balances of INR 1 Lac to INR 2,99,999 : 3.00%
- For incremental balances of INR 3 Lac to INR 4,99,999 : 3.00%
- For incremental balances of INR 5 Lac to INR 9,99,999 : 5.00%
- For incremental balances of INR 10 Lacs to INR 99,99,999 : 7.25%
You can open a Savings Bank account with AU Small Finance Bank online by clicking here.
AU Small Finance Bank Digital Fixed deposit: –
What is it?
A digital fixed deposit is a deposit which you can do online, from the comfort of your home, without having to visit a bank branch. It is a new product, in which you can invest with the freedom to choose the best interest rates and the Banks that provide them. The process is completely paperless, which you can complete in within minutes. There is no need to open a savings bank account with the banks. With some basic documents and video KYC you can complete all the steps towards your investment.
Advantages and Benefits of digital fixed deposits: –
- You can open it in minutes with basic documentation (Aadhaar and PAN) submitted online.
- No need to have a savings bank account with AU Small Finance Bank. You only need a valid email address.
- You can open FD with a minimum amount of Rs.1,000/-. Maximum amount is unlimited.
- Choose between callable and non-callable (No premature withdrawal allowed) Fixed Deposits.
- Move funds seamlessly from your existing savings account to book the FD via UPI.
- Complete end to end digital process with video KYC.
- Minimum tenure of 7 days. Maximum 10 years.
- You can control your FD using the AU Small Finance mobile banking app. You will get the receipt of your booked FD in your email.
- You can add a nominee to your FD during the booking process or by using the banks mobile app later.
- Overdraft facility is available against your FD.
- Senior citizens (above 60 years) will enjoy additional 0.50% p.a interest on their investments.
- Premature withdrawal can be made. Amount will be credited back to the funding source on premature withdrawal or on maturity.
- Multiple interest payout options available. You can choose monthly, quarterly or at maturity.
- You can foreclose your FD anytime using the app or visiting the nearest branch.
Criteria to open digital FDs: –
- You can be a resident or non-resident Indian with at least 18 years of age.
- You should be a valid PAN and AADHAAR card holder.
- Your mobile number is linked to your Aadhaar card.
- Your PAN number should also be linked to your Aadhaar card.
- A valid email address.
- Your Digital FD can be booked in a single name and not jointly along with another individual.
Book a Digital Fixed Deposit from AU Small Financet Bank :-
To book a digital FD online, visit the AU Small Finance Bank official website Here.
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