Equitas Small Finance Bank Fixed Deposit Interest Rates < Rs.3 crore
Equitas Small Finance Bank Fixed Deposit Interest Rates w.e.f 07/04/2025:-
| Tenure | Annual Interest Rates(%)(General) | Annual Interest Rates ( % ) (Senior Citizens) |
|---|---|---|
| 7 days to 14 days | 3.50 % | 4.00 % |
| 15 days to 29 days | 3.50 % | 4.00 % |
| 30 to 45 days | 4.00 % | 4.50 % |
| 46 days to 62 days | 4.50 % | 5.00 % |
| 63 days to 90 days | 4.50 % | 5.00 % |
| 91 days to 120 days | 5.25 % | 5.75 % |
| 121 days to 180 days | 5.25 % | 5.75 % |
| 181 days to 210 days | 6.75 % | 7.25 % |
| 211 days to 270 days | 6.75 % | 7.25 % |
| 271 days to 364 days | 7.00 % | 7.50 % |
| 1 year to 443 days | 8.10 % | 8.60 % |
| 444 days | 8.15 % | 8.65 % |
| 445 days to 18 months | 8.10 % | 8.60 % |
| Above 18 months to 2 years | 7.75 % | 8.25 % |
| Above 2 years to 887 days | 8.00 % | 8.50 % |
| 888 days | 8.25 % | 9.00 % |
| 889 days to 3 years | 8.00 % | 8.50 % |
| Above 3 years to 4 years | 7.50 % | 8.00 % |
| Above 4 years to 5 years | 7.25 % | 7.75 % |
| Above 5 years to 10 years | 7.25 % | 7.75 % |
Equitas Small Finance Bank Savings Bank account interest rate w.e.f 10/01/2025: –
| Daily Closing Balance | Rate Slab |
|---|---|
| Up to ₹ 1 lakh | 3.00% |
| Above ₹ 1 lakh up to ₹ 10 lakhs | 5.00% |
| Above ₹ 10 lakhs up to ₹ 25 lakhs | 7.00% |
| Above ₹ 25 lakhs up to ₹ 1 cr | 7.25% |
| Above ₹ 1 cr up to ₹ 25 crs | 7.50% |
| Above ₹ 25 Crs | 7.80% |
- Interest will be calculated on the daily closing balance of the account.
- Interest will be paid on quarterly basis by direct credit in the savings account.
- Slabs rates are applicable on the incremental amount based on the closing balance.
To open an online Equitas Small Finance Bank Savings bank account, click here.
Point to note: –
There is a facility to open an Equitas Small Finance Bank savings account online. As of now, you cannot open a digital fixed deposit directly with Equitas Small Finance Bank. You must have a savings bank account, in order to open a fixed deposit account with Equitas Small Finance Bank. Having a savings bank account with internet and mobile banking enabled, you can book your fixed deposits from the comfort of your home, without having to visit the branch
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